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Marital Signature Requirements

Marital Signature Requirements

We constantly get questions on whether or not a non titled spouse needs to sign on the mortgage documents so figured its the perfect topic for a post.  This post can now be a reference for all you multi-state lenders.  First off some general rules; if both husband and wife appear on title, both must sign documents (mortgage, rescission and TIL); If only one spouse is on title to property being mortgaged, the following applies: (i) If the state is a community property state (property is owned in common by husband and wife), … [Read more...]