Lender’s Title Insurance

What is the Difference Between Owner’s Title Insurance & Lender’s Title Insurance?

World Wide Land Transfer, Inc. caters to the mortgage and lending industry, specializing in volume processing. Since 2005, we have handled all types of closings, which makes us your number-one choice when ordering title work.

You may be wondering how a lender’s title insurance differs from an owner’s title insurance. The most important difference is that an owner’s policy protects against claims against the owner’s title from the period before they owned the house; a lender’s title insurance policy provides the same type of coverage to a lender who is providing the funding for a transaction. Here are a few other important aspects of lender title insurance:

  • Different from Owner’s Title Insurance
  • Policy Value Decreases as Loan Principal is Paid Off
  • Expires When the Mortgage is Fully Paid
  • Required by all First Mortgage Holders

When financing a property, you are required to purchase a title policy for your lender’s benefit; that’s a given. You do, however, have a choice of title companies. Instead of using the title company recommended by the bank or another party, we encourage you to do your research and find the best title insurance for a lender in real estate transactions. You should know that not every title company has experience working with almost all lenders. There are many nuances from one lender to the next. At World Wide Land Transfer we have experience working with almost every lender and understand what they need and desire to make the transaction close smoothly.

World Wide Land Transfer values our relationship with Lenders. We continue to work on developing new ways to serve you better and meet your needs and the needs of your customers as we strive to build a more solid relationship. Our service and escrow departments will work with you to see that the documents you need to close a transaction are completed and answer any questions that you or your customers have during the process. We will always work to make the escrow sign-up as convenient as possible for all parties involved.

Learn about our Integrations and Let us know how we can help you!

Our CE/CLE Seminar Series

Throughout the Mid-Atlantic and Northeast regions, we provide realtors and attorneys with convenient continuing education and continuing legal education courses both remote and at several different locations and times. Simply let us know if you’d like to set up a course, and we’ll be happy to assist you! If you are interested in finding out more, sign up for our newsletter and stay updated with the classes being taught near you!

Our Marketing Program and Secure Portal

Each of your buyers/borrowers will receive an invitation to access our secure portal for all their closing documents, including all recorded documents and title policies. We always make sure the transaction team is prominently displayed, to ensure you are being properly marketed! For more information regarding WWLT SYNC, click here!

How Much Does Lender’s Title Insurance Cost?

If you are wondering about the cost of the lender’s title insurance, a representative from our team would be happy to speak with you. Because the lender’s title insurance fee varies depending on the loan value of the property as well as other factors, we can’t give you an accurate quote on our website without this information. When you speak to one of our agents, they will find out more about your transaction and calculate the lender’s title insurance cost. The great thing about a lender title insurance policy is that once you pay the lender’s title insurance fee, your coverage lasts until the mortgage is completely paid off. With a lender’s title insurance policy, your creditor protects their investment during and after the transaction is complete!

Contact Us Today to Get a Quote!

As we have already mentioned, the cost of a lender’s title insurance varies from transaction to transaction. If you want to get a sense of the lender’s title insurance fee, the best thing to do is speak with a team member at World Wide Land Transfer today. Our experience working with real estate lenders will allow us to quickly gather information about your transaction and assess your insurance needs. We are always excited to meet new clients and find the best ways to serve them. If you are a real estate lender who needs title insurance and escrow services, you can trust our team to provide the best customer service to you. We work with lenders all over the country, so get in touch with us if you need lender’s title insurance in NJ or anywhere else nationwide.


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